It can be intimidating to think about budgeting, saving, and investing. Thankfully there are great apps available that make these things easy in painless, right in the palm of your hand! Here are four great apps that are very simple and helpful in helping you make good financial decisions.

  1. Mint
    • Free
    • Available on iOS and Android
    • This app allows you to create your own budget, track your spending, and will even send you reminders to pay your bills. You can connect your bank and credit card accounts, and even your bills, so that all of your finances are conveniently on this app. Once your accounts are connected, Mint will automatically track and categorize your spending and transactions in order to help you handle your money. Mint is even able to show you your real-time credit score.
  1. Acorns
    • $1 a month or FREE for college students with a valid .edu email
    • Available on iOS and Android
    • Clueless about investing? This app will help you get started. How it works is, you connect your card, and every time you make a purchase, Acorns rounds up your purchase to the next dollar, and invests that change into an account that is set up for you. For example, if you buy a coffee that is $4.25, 75 cents will be invested for you.

 

  1. Qapital
    • Free
    • Available on iOS and Android
    • Similar to Acorns, once you connect a checking account, every time you make a purchase, Qapital rounds up the transaction to the nearest dollar. That extra change is put into a new FDIC-insured account that doesn’t require a minimum balance or any monthly service fee. Through this app you’ll be able to easily save money without even realizing it. The account is also able to earn a small amount of interest.

  1. Clarity Money
    • Free
    • Available on iOS and Android
    • Clarity is useful in many ways but is best known for tracking your subscriptions and cancelling any unused subscriptions, so you’re not throwing away your money. Clarity can also help you track your spending habits. By connecting your bank accounts, Clarity is able to organize your expenses, break down your spending by category, and track your transactions at a glance. In this app, you can also grow your savings by opening a High-Yield Marcus Online Savings Account.

 

All four of these apps can be very useful and helpful in your financial journey. They do all of the hard work for you! We hope you give at least one of these apps a try and find them helpful.

 

 

Edited by: Brianna