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Banks V.S. Credit Unions Essentially, banks are for profit institutions where credit unions are non-profit institutions. Why choose a credit union? Typically has higher interest rates on deposits as well as lower interest on loans. Emphasis on customer service. Non-profit...

Written by: Kristina Everyone seems to have their "go-to" grocery store, but what leads them to choose that grocery store? Is it the unbeatable prices or quality of the food? This blog will go through the pros and cons of the premium grocery stores as well as the cheaper groceries. In the end, you can decide which is the best to shop at. Pros of Premium Grocery Stores Ultimately, one of the pros of going to a premium grocery store is going to be the freshness and quality of the food you are buying. If you're paying the money, it most likely is going to be higher quality. For example, many prefer to shop at stores such as Whole Foods because of the freshness and health benefits such as the natural products. A lot of these products are vegan or vegetarian which is helpful when living that lifestyle....

Your 20s are a fun and exciting time in your life but many important life decisions are made in your 20s and most of them revolve around money. There’s a lot of financial talk going around about what you should be doing with your money in your 20s, but don’t you want to know what not to be doing? In no particular order, here are 15 money mistakes to avoid in your 20s! 1. Spending too much money on rent While rent prices vary depending on location, as a rule of thumb, you shouldn’t spend more that 30-40% of your annual income on your annual rent. Don’t rent beyond your means. Do your research and try to find roommates....

by Marcus As a young person, managing your finances can be difficult. Having to pay monthly bills, file your taxes, and apply for loans can make managing your money very stressful. However, one way to stay on top of your finances and be prepared for the future is by setting healthy and realistic financial goals.   Why Set Financial Goals? You may be wondering... Is it really necessary to set financial goals? For many young people the future seems distant so setting long term financial goals is oftentimes overlooked. It is hard enough to juggle everything that is presently going on in your life so worrying about the future seems pointless. I can assure you it is not....

As Coronavirus disease arises worldwide, we are faced to stay home and be under quarantine to ensure public health safety. Now that we have some extra time in our day due to staying home, it’s important to practice real life situations that can affect you in the future (as boring as it sounds). Here are 3 ways you can practice this by saving money while under quarantine.  Be sure your credit card report is in solid shape If you’ve paid off a loan recently, make sure to check your credit report. It’s important to regularly check your credit card report because of the situations you can be in and not even know! ...

You may have heard of minimalism before. Minimalism is often misunderstood, and has the stereotype of owning very few things, living in an empty room, and only wearing black and white. However, that is not what minimalism is. According to The Minimalists..., “Minimalism is a tool to rid yourself of life’s excess in favor of focusing on what’s important — so you can find happiness, fulfillment, and freedom.”

Buying a Car SUCKS! Let's just get this out of the way. No one likes to drop a load of cash on a car, or get locked into a terrible financing deal that lasts 5-6 years. Those who do like it generally have more money than they know what to do with. I'm in college, and I have owned 3 cars in 3 years. No they weren't crashed, well one was. This may be because I'm impulsive and picky, but I'd like to think it took me a few tries to find the right fit. In doing this, I have learned may tricks within the car sales industry, and I wanted to share with y'all my "professional" opinions. Basic Rules to Follow...